Chapter 7 bankruptcy relief gives eligible debtors a way to address unsecured debt through a court-supervised process. Qualification matters because filing requires more than a desire to get out from under bills. Income, household size, property, debt type, prior filings, and recent financial activity all affect whether Chapter 7 is available.
You may not have been able to control everything that led you to where you are now, but that doesn’t make you helpless in any sense of the word.
What happens next is entirely up to you; we’re simply here to be your support system, should you choose to reach out. If you do, we’ll put our knowledge and professional opinion at your disposal.